Troy Car Loans and Leasing

Suburban Volvo Cars takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Suburban Volvo Cars Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Suburban Volvo Cars can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Find Great Auto Financing Options at Our Troy Volvo Dealership

Whether it's a stunning new Volvo or a highly affordable used car that you found at our Troy, MI Volvo dealership serving Royal Oak, Warren, Sterling Heights and Detroit, you'll have to acquire auto financing of some sort. We'll help you decide which kind of auto financing works for you and we're dedicated to putting you behind the wheel of a car that not only gets the job done, but puts a smile on your face every time you turn the ignition on.

The biggest question when financing a new car is whether you should lease or take out a loan. That really depends on your transportation needs and budget. With leasing, if you know roughly how much you'll drive and want to keep monthly payments and service costs down, that's probably a great choice for you. But if you're looking to really jump in on investing in a new car, we recommend financing with an auto loan. The same goes for our used cars, since we won't lease those. No matter what your situation is, we'll work with you to secure financing that makes sense and is easy to follow through on.

Beyond offering straightforward and easy-to-follow auto financing, we also feature a dedicated service center where you can take your car in for all kinds of routine maintenance and repairs. This is a great way at keeping your car up to its best shape, and we'll offer similarly great deals on all kinds of service appointments as well. For more savings on stuff you need for your car, check out what's available at our parts department, located here, as well.

See more of your auto financing options by heading over to Suburban Volvo Cars today.

Learn More about Volvo Lease and Auto Loans in Troy via Our team of Specialists


Here at Suburban Volvo Cars, we do everything we can to make buying your next new or used car a breeze, and that includes demystifying auto financing. See, we have a group of Volvo lease and car loan experts here at our dealership, and they are passionate about their work. That, of course means they are going to do their best to ensure your satisfaction by negotiating the right car loan or Volvo lease rates for you.


Sound good? Ready to apply or find out more?

Submit an application form online via our website. Of course, we can also schedule some face time at our new Volvo showroom, which is located at 1795 Maplelawn Drive in Troy, Michigan - a quick drive from the surrounding Detroit, Royal Oak, Sterling Heights and Warren areas.

Approved Auto Loans


All types of credit can qualify for an auto loan. We are the first and last stop for many people looking for auto loans in Detroit. Suburban Volvo Cars has strong relationships with Volvo and other local lending institutions. 

Suburban is committed to finding you the perfect auto loan to suit your auto financing needs. 

This will help you build your credit score and meet the needs of many of today's vehicle buyers. Our customers shop our extensive Detroit used car lots for great value and the best selection in town. So, make sure Suburban Volvo Cars in Troy is on your shopping list when looking for a Volvo car loan.

So what new Volvo models will we be happy to negotiate loan and lease terms on? How about our two flagship sedans, the new Volvo S60 and S90, or perhaps a new take on the wagon, as in the V60 for a blend of interior space and sporty performance.

We also feature some stunning crossovers and SUVs. The new Volvo XC60, XC90 and XC40 each offer different levels of space, performance and efficiency. Discover which Volvo model is right for you, then we'll get down to the loan and lease terms.

  1. Suburban Volvo Cars

    1795 Maplelawn Drive
    Troy, MI 48084

    • Sales: 248-744-2697
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Get in Touch With Us

  • Contact our Sales Department at: 248-744-2697
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-6:00PM
  • Wednesday9:00AM-6:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-6:00PM
  • Saturday10:00AM-4:00PM
  • SundayClosed